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Orange County HOA Reserve Study

Reserve studies for condominium, townhome and planned-development boards in Orange County. The law is statewide; the buildings, weather and local rules are what make a Orange County study its own.

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42 miles

Orange County has 42 miles of coastline, and salt air shortens the life of metal railings, fasteners, light fittings and exterior paint well inland of the beach.

Source: County of Orange, visitor information

What it means for your study

Coastal exposure is the single biggest reason two Orange County studies of similar communities can look so different. A railing that lasts 25 years in Irvine may need replacing in 15 in Dana Point. A study that copies standard useful lives without adjusting for the site will look healthy on paper and come up short when the work is due.

Two things to raise with the firm

  • Many OC communities are master associations with sub-associations. Check which body owns which components before the study is priced, or two studies will count the same pool twice.
  • Condominium buildings with balconies or walkways more than six feet above ground need the Civil Code 5551 inspection, and its report goes into the reserve study.

The statewide rules, briefly

A visual inspection of the accessible major components at least every three years and a board review every year (Civil Code 5550). A funding plan adopted at an open meeting. A reserve summary and the 5570 disclosure form in the annual budget report. And for condominium buildings, the balcony inspection every nine years.

Firms with a base in or near Orange County

  • Orange County office; also lists Idaho, Washington and Montana.

  • Irvine base with pages for counties in California and Georgia. Not the same business as Apex Reserve Study, as far as we can tell.

  • California Builder Services

    Clovis, Sacramento and Huntington Beach

    Three offices in the state; studies signed by a CAI Reserve Specialist.

  • SMA Reserves

    San Jose and Tustin

    Listed with ECHO, the California homeowner association education group, with offices north and south.

From the firms' own sites; not a recommendation. More firms on the statewide list.

Orange County questions

Is the law different in Orange County?

No. The Davis-Stirling Act applies statewide, so a Orange County association follows the same Civil Code 5550 cycle and sends the same 5570 form as one anywhere else. Cities and counties add building rules, such as retrofit or fire codes, that change what repairs cost.

How much is a reserve study in Orange County?

A full study typically runs $1,500 to $20,000 statewide, depending on size and complexity. See the cost page; the figures are a guide, not a quote.

How quickly can a study be done?

A site-visit study usually takes a few weeks from booking to draft, longer in the late summer rush before budget season. If the budget report is due in the fall, book by early summer.

Get a quote for a Orange County study

Three short steps: ZIP code, then contact details, then a handful of taps about the association.

We are not a reserve study firm. We pick one firm that works near you, name it, and forward your request only after you give the go-ahead.

Step 1 of 3

Where is your association located?

Your role

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